DD&F Consulting Group, Little Rock, Arkansas. Serves as Executive Director of DD&F Risk Management Group and is responsible for overseeing various services relating to loan review, compliance, fair lending, asset/liability management, internal audit, information technology, and the Bank Secrecy Act (BSA). He possesses a combination of regulatory, audit, compliance, and technology experience including nine years as a safety and soundness and information technology examiner. He has assessed over 150 banks ranging in size from $10 million to $15 billion in assets. He possesses extensive experience in assisting institutions with regulatory and risk management related matters and compliance with applicable laws, rules, and regulations. He holds the Certified Regulatory Compliance Manager (CRCM) and Certified Information Systems Auditor (CISA) certifications.
Arkansas State Bank Department, Little Rock, Arkansas. Commissioned Senior Financial Examiner and Commissioned Senior Information Technology Examiner. Responsibilities included the evaluation of an institution’s financial condition, risk management practices and adherence to applicable laws, rules, and regulations including assessing compliance with the Bank Secrecy Act and Financial Recordkeeping Regulations. Assessed credit, liquidity, interest rate, and operational risks (e.g., technology, compliance, legal and reputation). Duties also included meetings with senior management and the directorate to discuss examination findings, areas of concern, and plans for corrective action.
Professional and Regulatory Background
Troubled/Failed Bank Situations – Served as the lead examiner or consultant for overseeing, assessing, or assisting a number of institutions on the verge of failure or experiencing significant safety and soundness or other regulatory concerns. Helped identify management, asset quality, regulatory compliance, technological and other operational weaknesses in an effort to improve an institution’s condition and/or provide pertinent information to potential acquirers. Assisted with corrective actions and acquisition projects.
Regulatory Compliance and Assistance – Assisted numerous institutions with complying with a variety of regulatory requirements ranging from safety and soundness issues (i.e., asset quality, asset/liability management) to consumer compliance, fair lending, BSA/AML, and other operational or technological mandates.
Risk Management, Compliance, Security and Fraud Training – Provided training and guidance to various banks, trade organizations, and regulatory agencies on a variety of topics including risk management, compliance, security, fraud, and technology.
Technology Administration, Information Security, and Business Continuity Planning – Conducted numerous technology reviews focusing on managerial oversight, contingency planning efforts, and information security. Reviewed institutional policies and procedures for employee and regulatory compliance and provided suggestions for enhancements. Evaluations included the assessment of administrative, physical, and technical controls.
Education and Training
- University of Arkansas at Little Rock, Little Rock, AR, (BA 1996) Finance
- Certified Regulatory Compliance Manager (CRCM)
- Certified Information Systems Auditor (CISA)
- Numerous regulatory, risk management, consumer compliance, bank security, and fraud related schools, seminars, and conferences
Organizations and Associations
- Robert Morris & Associates
- Institute of Certified Bankers
- Association of Certified Fraud Examiners
- Information Systems Audit and Control Association