D&F Consulting Group, Little Rock, Arkansas. Serves as Executive Director of risk management and is responsible for overseeing various services relating to internal audit, information technology, loan review, consumer compliance, and the Bank Secrecy Act (BSA). He possesses a combination of regulatory, audit, compliance, and technological experience including nine years as a safety and soundness and information technology examiner. He has assessed over 150 banks ranging in size from $10 million to $5 billion in assets. He possesses extensive experience in assessing risk management practices and adherence to applicable laws, rules, and regulations. He holds the Certified Information Systems Auditor (CISA) certification.
Arkansas State Bank Department, Little Rock, Arkansas. Commissioned Senior Financial Examiner and Commissioned Senior Information Systems Examiner. Responsibilities included the evaluation of an institution’s financial condition, risk management practices and adherence to applicable laws, rules, and regulations. Assessed credit, market, and operational risks (e.g., technology, compliance, legal and reputation). Duties also included meetings with senior management and the directorate to discuss examination findings, areas of concern, and plans for corrective action.
Professional and Regulatory Background
Troubled/Failed Bank Situations – Served as the lead examiner or consultant for overseeing, assessing, or assisting a number of institutions on the verge of failure or experiencing significant safety and soundness concerns. Helped identify management, asset quality, regulatory, technological and other operational weaknesses in an effort to improve an institution’s condition and/or provide pertinent information to potential acquirers. Assisted with corrective actions and acquisition projects.
Regulatory Compliance and Assistance – Assisted numerous institutions with complying with a variety of regulatory requirements ranging from loan portfolio and asset/liability management to operational and technological mandates.
Risk Management, Compliance, Security and Fraud Training – Provided training and guidance to various banks, trade organizations, and regulatory agencies on a variety of topics including risk management, compliance, security, fraud, and technology.
Technology Administration, Information Security, and Business Continuity Planning – Conducted numerous technology reviews focusing on managerial oversight, contingency planning efforts, and information security. Reviewed institutional policies and procedures for employee and regulatory compliance and provided suggestions for enhancements where applicable. Evaluations included the assessment of administrative, physical, and technical controls.
Education and Training
- University of Arkansas at Little Rock, Little Rock, AR, B.A. Finance
- Certified Information Systems Auditor (CISA), Certified Regulatory Compliance Manager (CRCM)
- Numerous regulatory, risk management, and fraud related schools, seminars, and conferences
Organizations and Associations
- Robert Morris & Associates
- Association of Certified Fraud Examiners
- Information Systems Audit and Control Association