DD&F Consulting Group, Little Rock, Arkansas. President. Oversees a full service consulting firm that specializes in providing Expansionary, Risk Management and Strategic consulting services to financial institutions. 1993 to Present.
Barret School of Banking, Memphis, Tennessee. Serves as an instructor for the three year banking program. 1998 to Present.
AFS Financial Group, Principal, Regulatory consulting for financial institutions. September 1977 to December 1992.
Professional and Regulatory Background
Mergers and Acquisitions – Served as the Principal or Senior Consultant for over 300 bank and thrift mergers, change in control and holding company applications, overseeing all aspects of acquisitions incluing financial, tax and regulatory.
RTC/FDIC Assisted Transactions – Served as the Principal for over 100 assisted bank and thrift sales for over $4.0 billion in deposits during the RTC era. Presently, Randy has completed multiple FDIC acquisitions representing financial institutions across the country. DD&F is in the forefront in training banks to make FDIC assisted acquisitions, and in assisting banks in all phases of the bidding, closing and post acquisition loss share components of assisted transactions.
FSLIC Assisted Transactions – Prior to formation of the RTC by Congress, Randy worked closely with investors and various District Federal Home Loan Banks, the FSLIC, and the FHLBB in structuring and consummating FSLIC-assisted transactions.
New Charters, Branching and Market Research – Assisted over 100 new banks in the chartering process. Assisted numerous banks and thrifts in preparing market analyses and branch strategy studies. Assisted in filing over 300 branch applications for banks over a multi-state area. Served as an expert witness for state and federal bank and branch hearings.
Education and Training
- University of Arkansas Graduate School of Business, M.B.A.
- University of Arkansas, B.S. Psychology
- Graduate Advanced Marketing School, McIntire School of Business, University of Virginia
- Mortgage Bankers Association of America, Income Property Financing, Michigan State
- The Institute of Financial Education, Asset and Liability Management