Randy Dennis, President, Consulting Group
Randy is one of the original founding partners and is President of DD&F Consulting Group. He has been involved in all phases of the bank consulting and has led DD&F to be annually ranked among the top financial advisors in the United States in mergers and acquisitions. He has served as the Principal or Senior Consultant for over 250 bank and thrift mergers, and is presently actively engaged in assisting bank clients evaluate and acquire failed banks with assistance from the FDIC. Randy serves on the faculty of Barret School of Banking in Memphis, Tennessee.Read More
Robert Fegtly, Managing Partner, Consulting Group
Bob is one of the original founding partners of DD&F Consulting Group and serves as Managing Partner over the Strategic Services group. He has over 21 years of experience specializing in merger and acquisitions of financial institutions, including FDIC assisted transactions, traditional holding company and subsidiary acquisitions and sales, branch acquisitions and sales and whole bank transactions. He has unique expertise in financial and quantitative analysis of acquisitions and has overseen hundreds of acquisitions for financial institutions and their branch networks.Read More
John Hargrave, Managing Partner, Consulting Group
John serves as a Managing Partner over the Bank Performance group. He has particular expertise in regulatory intervention consulting, strategic planning, and project management. He assists with developing implementation plans and teams to accomplish the various projects our clients undertake. With his background in strategic planning and project management, John manages a variety of projects across the company, including acquisitions, FDIC assisted acquisitions, consolidations, and regulatory intervention projects. He was the principal in charge of launching DD&F’s Information Systems Risk Management services.Read More
Ronnie Peters, CISA, CRCM, Executive Director, Risk Management Group
Ronnie is responsible for overseeing various risk management services relating to loan review, internal audit, information technology, consumer compliance and the Bank Secrecy Act (BSA). He possesses a combination of regulatory, audit, compliance and technological experience including nine years as a safety and soundness and information technology examiner. He has extensive experience in assessing risk management practices and adherence to applicable laws, rules and regulations and has assessed over 150 banks ranging in size from $10 million to $5 billion in assets.Read More
Debi Barnes, Principal, Marketing and Communications
Debi provides marketing expertise with a specialized focus of assisting DD&F clients with sensitive strategic marketing and communication issues related to new market entry, name changes, merger and acquisitions, FDIC assisted acquisitions and regulatory agreements for sub standard regulatory examinations. She has over 25 years of experience in banking and bank marketing to include strategic planning, advertising, branding, public relations, product development, pricing, conversion and consolidation, research, database and web marketing, service delivery and sales. She holds a B.A. in mathematics from Hendrix College, Conway, AR and is a graduate of the Graduate School of Bank Marketing, University of Colorado, Boulder, CO. She is a member, past President and Director of the Arkansas Chapter of the Bank Marketing Association.
Ted Gammill, Principal, Bank Management and Finance
Ted applies his 35 years of experience working with banks and thrifts in the areas of management, audit and tax to advise financial institutions in the areas of mergers and acquisitions, recapitalizations, and executive level financial, regulatory, and management consulting. He also assists DD&F clients in complying with regulatory orders such as Memorandums of Understanding, Consent Orders, and Cease and Desist Orders. This involves project management, assisting with the development of strategic plans, capital plans, liquidity management, and developing financial projections. In addition, having previously purchased insolvent financial institutions from the FDIC with his own company, Ted assists clients with the acquisition of failed institutions from the FDIC. Ted holds a BSBA in Accounting from the University of Arkansas, Fayetteville, AR, and is a Certified Public Accountant (inactive) and Certified Fraud Examiner.
Sean O'Connell, Managing Principal, IT Consulting
Sean directs our Banking Technology group. Utilizing over 33 years of banking technology systems experience Sean helps clients understand and manage this costly aspect of banking. He provides guidance on system selection, implementation, and utilization and has led numerous successful vendor contract negotiations, achieving considerable cost savings and better business terms. Sean has developed a very comprehensive array of core vendor relationships to help bankers navigate these very complex organizations from “President to Programmer”. His extensive experience managing core, platform, and imaging systems implementations has saved clients of all asset sizes considerable time and money. Sean can manage and assist with technology related projects such as Operational Consolidation, Systems Conversions, and FDIC assisted acquisitions.
Ashley Floyd, Senior Consultant, Regulatory
Ashley works with clients on projects including bank and thrift mergers and acquisitions, and acquisitions of branches. She works closely with DD&F clients and regulators to structure transactions and provides the necessary acquisition analyses and pricing strategies and regulatory applications to complete the transaction. Other services she performs include business plan development, feasibility analyses, and regulatory assistance. Ashley holds her M.B.A. from the University of Arkansas, Little Rock, AR and a B.S. from the University of Arkansas, Fayetteville. She is a Graduate, Magna Cum Laude from Barret School of Banking, Memphis, TN and is member of the Risk Management Association.
Rachel Schaeffer, CBCP, SSCP, Senior Consultant, Business Continuity, IT Consulting
As a senior consultant, Rachel focuses on business continuity and information security and technology. She develops comprehensive business continuity plans, performs vendor reviews, and conducts various risk assessments required by regulations. She also develops several FFIEC-compliant programs and policies and provides employee training on business continuity, information security and incident response, and identity theft topics. Rachel holds an M.B.A., and a B.A. in Business Management, from the Harry F. Byrd, Jr. School of Business, Shenandoah University, Winchester, VA. She is a Certified Business Continuity Professional (CBCP) and a Systems Security Certified Practitioner (SSCP) and serves as Secretary on the Board of the Arkansas chapter of Association of Contingency Planners (ACP). Rachel is currently enrolled in her 2nd year at Barret School of Banking in Memphis, TN.
Joshua Dennis, Senior Consultant, Strategic Services
As a consultant for the Strategic Services division, Josh provides support and assistance in a variety of areas through research and market data compilation for a wide variety of regulatory applications. Josh’s work for our clients includes preparing market analyses, branch strategy studies and branch applications for banks considering branch expansion. He also works on FDIC assisted acquisitions by analyzing financial information and crafting bid ranges. Josh holds his M.B.A. from the Sam M. Walton College of Business and a B.A. in Communications from the University of Arkansas, Fayetteville. AR. He is a Graduate, Cum Laude from Barret School of Banking, Memphis, TN.
Kyle Shadid, Senior Consultant, Regulatory
Kyle Shadid provides support and assistance in a variety of regulatory consulting project areas to include assisting with regulatory applications for branch establishments and relocations, branch acquisitions, merger and acquisitions and new charters. He also prepares market analyses, branch strategy studies, and prepares branch applications for viable markets. Kyle holds a B.S. in Finance with emphasis in Commercial Banking, from the University of Arkansas, Fayetteville. He is a Graduate, Summa Cum Laude from Barret School of Banking, Memphis, TN and is currently pursuing his Masters degree in Business Administration from the University of Arkansas at Little Rock.
Michael Dennis, Consultant, Regulatory
Michael provides support and assistance in a variety of regulatory consulting project areas which includes assisting with regulatory applications for branch establishments and relocations, branch acquisitions, merger and acquisitions and new charters. He also prepares market analyses, branch strategy studies, and prepares branch applications for viable markets. Michael holds a B.A. in Broadcast Journalism from the University of Arkansas, Fayetteville, and he is a Graduate, Magna Cum Laude from Barret School of Banking, Memphis, TN.
Hugh Patterson, Principal, Information Technology
Hugh provides guidance to DD&F clients in the areas of strategic technology planning, project management, vendor management, technology solution selection, implementation and utilization. As a seasoned banking operations and technology professional, he draws from his 32 years in community banking and technology vendor sales and service to ensure effective implementation of solutions to support sales growth, increase revenue and mitigate operational and compliance risk exposure. He holds a BSBA in Finance from the University of Central Florida. He is also a published author of a book relating to the selection and implementation technology solutions.
Risk Management Group
Tom Layman, CISSP, CISA, Managing Director, IT Audit
As Managing Director of IT Audit, Tom oversees and conducts information technology audits, vulnerability assessments, and IT audit risk assessments. Prior to working with DD&F, Tom was responsible for the overall security of a fortune 500 company that supported more than 15 million customers, aiding in the design and review of the infrastructure security architecture and performing business continuity planning for the overall security framework. Tom holds a B.S. in Information Technology from the University of Phoenix, Las Vegas, NV and maintains certifications as a Certified Information Systems Security Professional, Certified Information Systems Auditor, and IBM Certified Advanced Deployment Professional in Tivoli Security Management.
Bradley Schinker, Managing Director, Loan Review
As Managing Director of Loan Review, Brad oversees and conducts a variety of assessments including internal audits, loan reviews and due diligence assessments. He has extensive experience in loan reviews and the evaluation of asset quality, loan underwriting and administration practices for various loan types as well as assessing the adequacy of loan loss reserves and other loan related issues. Brad also works closely with clients under formal and informal regulatory agreements and has performed numerous FDIC assisted acquisitions. Prior to DD&F, he spent an excess of five years with a $7 billion dollar commercial bank where his responsibilities included branch management, market segment analyses, marketing plan development, monetary and security audits, and branch productivity. Brad holds his M.B.A. from the University of Arkansas, Little Rock, a B.S. in Business from the University of Memphis, Tennessee. Brad possesses a certificate in Loan Review through the Bank Administration Institute (BAI) and is a graduate of the Barret School of Banking in Memphis, Tennessee.
Adam Gilbert, CRCM, Consultant
Adam serves as a member of DD&F Risk Management Group with responsibility for performing a variety of reviews or assessments associated with consumer compliance, fair lending, loan review, internal audit, and the Bank Secrecy Act (BSA). He is a licensed attorney with over five years of experience in the financial and banking industry as an auditor, consultant and mortgage broker and served an externship with a state banking regulatory agency. He has assessed or assisted a variety of banks ranging in size from $10 million to $10 billion in assets. Adam hold his Juris Doctor from the University of Arkansas at Little Rock William H. Bowen School of Law and a B.B.A. in managerial finance from the University of Mississippi, Oxford, MS. Adam is also certified as a Certified Regulatory Compliance Manager (CRCM).
Matt Stagg, Consultant, Loan Review
Matt serves as a consultant in Loan Review and conducts a variety of assessments including loan reviews, open bank due diligence and FDIC assisted acquisitions that focus on asset quality, loan underwriting and administration practices for various loan types. He also assists community and commercial banks with various loan issues including loan loss reserve methodology, credit concentration analysis and various other regulatory and asset quality issues. Prior to working at DD&F, Matt served as a financial analyst for a commercial business. Matt holds his M.B.A. from the Sam M. Walton College of Business, University of Arkansas, Fayetteville, Arkansas, and a B.S. in Accounting and Business Administration from the University of the Ozarks, Clarksville, Arkansas, and is a Graduate, Magna Cum Laude from Barret School of Banking, Memphis, TN
Danie Swanepoel, Consultant, Loan Review
Danie serves as a consultant in Loan Review and conducts a variety of asset and credit quality related assessments. He is also involved in loan related aspects of due diligence evaluations focusing on asset quality, loan underwriting and administration practices for various loan types. In addition he evaluates and assesses the adequacy of loan loss reserves and other loan related issues. Danie has his B.S. from Arkansas State University in Corporate Finance.
Jeremiah Dennis, Consultant, Loan Review
As a consultant in Loan Review, Jeremiah conducts a variety of asset and credit quality related assessments. He is also involved in loan related aspects of due diligence evaluations focusing on asset quality, loan underwriting and administration practices for various loan types. In addition, Jeremiah evaluates and assesses the adequacy of loan loss reserves and other loan related issues. He holds his M.B.A. from the University of Oklahoma and a B.S. in Finance with emphasis in Commercial Banking from the University of Arkansas and has completed his 1st year at Barret School of Banking in Memphis, TN.
Peyton Greenwald, Auditor, IT Audit
As an Auditor for IT Audit, Peyton is responsible for performing information technology audits, vulnerability assessments, and IT audit risk assessments. His responsibilities also include the review of management oversight of IT and IT assets, core and network system reviews, and reviews of information security policies and procedures and regulatory compliance. Peyton has his B.S.B.A. from the University of Arkansas in Information Systems with extensive training in various IT programs.
Janie Boyce, Senior Consultant
Janie is a senior consultant on our Risk Management team and is responsible for performing a variety of reviews and assessments associated with consumer compliance, fair lending, internal audit and the Bank Secrecy Act (BSA). Janie has over 18 years of banking experience relating to mortgage lending, product development and promotion, bank security and deposit and retail operations. She has assessed or assisted a variety of banks ranging in size from $120 million to $4 billion in assets.
Sheryl Mosley, Consultant
Sheryl is a consultant for our Risk Management team and is responsible for performing a variety of reviews and assessments associated with consumer compliance, fair lending, internal audit and the Bank Secrecy Act (BSA). Prior to working at DD&F, Sheryl was a Business Analyst in the financial industry and possesses over 20 years of accounting, marketing and managerial experience. Of that experience, she has 8 years in the banking industry relating to deposit and retail operations, business development, management and training. Sheryl hold her B.S. in Marketing with a minor in Accounting from Oklahoma State University, Stillwater, OK.
Jo Anna Rueda, Senior Consultant
Jo Anna is a senior consultant on our Risk Management team and is responsible for performing a variety of reviews and assessments associated with consumer compliance, fair lending, internal audit and the Bank Secrecy Act (BSA). Jo Anna possesses over 16 years of regulatory, audit and consumer loan and deposit compliance experience, serving most recently as an examiner with a federal banking agency. She has assessed or assisted a variety of banks ranging in size from $10 million to $12 billion in assets. Jo Anna also holds the designation of a Certified Regulatory Compliance Manager (CRCM).
Sherrie Smith, Office Manager, Human Resources
Sherrie oversees all administrative management and support functions for the company. She is directly responsible for human resources, billing and accounting, payroll, facilities management, and general office administration. She also coordinates professional education activities for the consultants and staff. Individuals interested in employment and career opportunities with DD&F can send resumes to Sherrie's attention at email@example.com
DD&F Consulting and Risk Management couldn’t exist without the experience and hard work of the dedicated support staff. They work behind the scenes to make sure the consultants can do their job helping our clients. More than likely when you call us, you’ll be greeted by one of our Administrative Staff: Donna, Ali, Robbin or Cindy, who will make sure you are promptly taken care of; and, as you work with us you will come to know how important they are to the DD&F team.